Effective March 2019
Checking Account Features
Insufficient Funds (for returned check)*$33.00 E
Occasional Occasional Overdraft Privilege Service (OOPS!)* - Each$33.00
Stop Payment - Each$30.00 F
Overdraft Protection- Each$8.00 C
Reconciliation/Research (minimum/hourly)$25.00
Photocopies- Each$6.00
ATM Cards - Can be issued with all Checking Accounts
Personalized Debit Card Design Fee$15.00
ATM/Debit Card Replacement$10.00
ATM/Debit Card Replacement within 48 hours$40.00
ATM Transaction FeeNo Charge
Point of Sale (POS) FeeNo Charge
Overdraft Fee*$33.00
Occasional Occasional Overdraft Privilege Service (OOPS!)* - Each$33.00
IRA Plans
Annual Service Charge$10.00
Termination of Plan Fee (Free if age 70 1/2 +)$25.00
Transfer Fee$25.00
Safe Deposit Box
Lost Keys - Each$20.00
Drilling of BoxCost + $50.00
Annual Rental Charge for Sizes Shown
2 x 5$45.00 G
3 x 5$50.00 G
5 x 5$65.00 G
3 x 10$75.00 G
5 x 10$100.00 G
10 x 10$150.00 G
Late Rental Fee$6.00
Other Services
Money Orders - Each$3.00 B, F
Cashier Check$5.00 A, F
Stop Payment (Bank Checks or Money Orders) - Each$30.00 F
Returned Checks (deposited into any account) - Each$10.00
Returned Item - Electronic payment*$33.00 E
Collection Item - Each$25.00
Wire Transfers- Domestic
Federal and State Levy Processing$50.00
Missing or Wrong T.I.N$50.00
Research Fee (minimum/hourly)$25.00
Notary Services (non-customers)$1.25
Dormant Account Fee$5.00 H
Abandoned Property Fee$50.00
Undeliverable Mail$2.00

A Existing customers – first check free

B Senior Citizens, age 62 or over – first free, then $0.50 each

C Line of credit available as an alternative

D Discounted with EZ Checking Plus

E Item may not be returned if customer is eligible for Occasional Overdraft Privilege Service (OOPS!)

F No charge with EZ Checking Plus

G Discount for automatic payment

H Account is inactive for 24 months

*Applies to: created by check, in-person withdrawal, ATM withdrawal, or other electronic means