All Milford Federal checking accounts include:

EZ Checking featuring GenGold®

A member benefits checking account that will help you live better for less. Save money with discounts  on travel, entertainment, dining and much more!

  • Unlimited checking and no per check charges
  • Free first order of 120 personalized checks
  • Free line of credit (subject to approval)
  • Interest bearing
  • Bonus CD rate2

EZ Checking Plus featuring GenGold®

Gives you all the benefits of EZ Checking…Plus

  • No minimum balance required
  • Free unlimited personalized checks
  • Free money orders, cashier’s checks, and single – signature traveler’s checks
  • Free 2 x 5 safe deposit box for one year
  • Discounted American Express products and dual – signature traveler’s checks
  • Reduced consumer loan rates and mortgage closing cost credit with automatic debit from this account
  • Cash Back Rewards

For a complete description of member benefits go to

EZ Checking Free

A totally free account. If you want free checking without the extras, this is the account for you.

  • Free first order of checks
  • No monthly service fee
  • No minimum balance required

N.O.W. Checking

Free to customers under age 19 and over the age of 62.

  • Interest bearing
  • monthly service fee waived for any one of the following:
  • Customers under the age of 19 or over the age of 62
  • A minimum balance of $600 is kept in the account
  • Direct deposit of Social Security, pension or periodic payroll
  • Automatic payment of a first mortgage with Milford Federal

Small Business Checking

An easy and convenient account for any business owner.

1Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is part of the SUM Network. Just look for the ATMs with the SUM logo and you won’t pay a surcharge. 2Receive bonus CD rates when you have EZ Checking or EZ Checking Plus with $10,000 on deposit at Milford Federal.