When you purchase shares of a mutual fund, your dollars are invested in a large number of companies all at once, and your investment risk is spread out over many stocks and companies, not just one. Mutual funds pool money from a range of small investors, to invest in the market. When you invest in a mutual fund, not only do you get diversification,* but also you benefit from the expertise of professional money managers. Each fund has one or more managers, who are trained in money management, and review the fund’s performance and make up on an ongoing basis.

Mutual funds appeal to many investors because of their liquidity: they are readily available and easy to sell. With mutual funds you can cash in your shares, in all or in part, at any time for the current market value. In this way, you always know that you can get access to your funds should it become necessary. Mutual funds** offer the opportunity for growth, but also involve certain risks. Over the years, many funds have been proven to perform consistently better than investments made by individuals who may not have the benefit of professional money management, diversification and liquidity***. Therefore, mutual funds may be suitable for investing for future needs, like retirement. 

For more complete information about mutual fund shares, including charges, expenses, investment objectives and operating policies, and risks please obtain a prospectus from an Infinex Financial Consultant. Please read the prospectus carefully before investing or sending money. Investors should carefully consider the investment objectives, risks, charges and expenses before investing and that the prospectus contains this and other information about the investment company. 

To learn more about mutual funds and how they may help you reach your long-term financial goals, contact us at 800-478-6990.

* While diversification is an important risk management tool, it cannot guarantee protection against losses.

** Returns and principal value may fluctuate, resulting in a gain or loss on sale. Proceeds on sales may be less than your original cost. Sales charges may apply.

*** Past performance is no guarantee of future results.


Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Milford Federal Investment Services is a trade name of Milford Federal Bank. Infinex and the bank are not affiliated.  Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. *We do not provide tax advice. Consult your tax preparer for your particular situation.